The Senior Resource Guide of Rhode Island 4th Edition.
You will find the Senior Resource Guide of Rhode Island to be the most valuable part of navigating the long-term care system in Rhode Island. The 4th edition includes the most current information encompassing the physical emotional, legal, financial and psychological aspects of finding and choosing appropriate care for your aged or disabled loved one. This educational tool will help seniors, the disabled community, legal professionals, healthcare professionals, and caregivers navigate through the often overwhelming number of resources available to seniors and individuals needing assistance and support in Rhode Island. You will not find a more comprehensive resource than this Guide.
If you are a Veteran, or the surviving spouse of a Veteran, it is very likely that you are entitled to a pension that will help you pay for your Assisted Living. Even if you are already on Medicaid in the nursing home, you may still be eligible for an additional $90 per month if you qualify. Since a recipient for Medicaid is limited to only $50 per month for his/her personal needs, this extra $90 per month can be very useful.
It is very important to seek the counsel of someone familiar with the Medicaid Rules and Regulations when making decisions regarding the spend-down of your assets to qualify for the Aid and Attendance Pension.
Beginning this Spring, our Clinic will be offering free informational seminars on the application process for the Aid and Attendance Pension. Admission is limited to the Applicant himself/herself, or their Agents/family members. Please check back in February 2012 for dates and to register for one of these seminars
If you need assistance now, simply callus at 401-398-8383 to schedule a private consultation with Laura.
It can be difficult to control the amount of donations your loved one may be making. Seniors and disabled individuals are particularly susceptible to mail and telephone requests for donations to a deluge of charities. I have had to send legal notices out to stop unwanted solicitations for over ten years! Here are some things you can do on your own:
1. Sign up your loved one, or yourself, at the National Do Not Mail list at Directmail.com.
2. Contact the Direct Marketing Association at dma.org.
3. Speak to your loved one about the donations. Explain that small donations are often not realized by the charity after processing costs. Offer to help choose where to make donations on a more selective basis.
4. if your loved one has dementia, you may consider having the mail forwarded to your home or to a post office box. You will need to have authority to do this, either as Power of Attorney or Guardian.
Memory Walk 2011
November is Alzheimer’s awareness month, so I wanted to let everyone know about the comfort zone program. Comfort zone is a device used to track the location of a person with Alzheimer’s. The person wears or carries the device and the family can track the persons whereabouts from anywhere in the country by logging into the comfort zone website.
Remember Alzheimer’s is expected to skyrocket from the current 5.3 million Americans affected, to 16 million by 2050. For ways to help, or for information on the comfort zone tracking system, visit the Alzheimer’s association online.
It is often difficult for aging individuals to recognize their changing abilities. Most seniors believe they will know when it is time to stop driving. For most people, driving is a sign of independence, control, competence and social responsibility. Consequentially, giving up the keys can be devastating to seniors, who view it as a loss of independence and self-sufficiency. The following article offers tips for seniors and others for recognizing unsafe driving and guidance on handling decisions about driving.
The Basic Rules of Nursing Home Medicaid Eligibility
By Laura M. Krohn, Esq., Board Certified Elder Law Attorney
For all practical purposes, in the United States the only “insurance” plan for long-term institutional care is Medicaid. Medicare only pays for approximately 7 percent of skilled nursing care in the United States. Private insurance pays for even less. The result is that most people pay out of their own pockets for long-term care until they become eligible for Medicaid. While Medicare is an entitlement program, Medicaid is a form of welfare—or at least that’s how it began. So to be eligible, you must become “impoverished” under the program’s guidelines.